Retirement scan

Clients who want to save for their children’s education may be better off using a 529 plan than a Roth IRA.

For retirees, dipping into their traditional retirement accounts could trigger an income tax bill while withdrawing from Roth accounts might not result in a tax liability.

The Labor Department is poised to release a rule that would make it easier for small businesses to establish a multi-employer 401(k) plan for their workers.

Most retirement tips should be taken with a grain of salt, as not all advice can help boost prospects.

Borrowing against a 401(k) plan or taking an IRA withdrawal can work under the right circumstances.

Prospects are further aggravated by the disappearance of pension plans and the financial woes facing Social Security.

Over the last four decades, the average income of retiree households significantly outpaced those still in the workforce.

Before saving for retirement, young investors are advised to pay down high-interest debts and build an emergency fund, an expert says.

Some plan to downsize to an inexpensive town nearby.

If passed, non-spouse heirs would be required to drain assets within 10 years after the owner’s death.

Clients have to increase their risk exposure to ensure they don’t outlive their savings.

Clients can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.

Which is better? An SEP plan or solo 401(k)?

But health care is probably more expensive.

Those with 1099 income have several tax-advantaged options.

These super savers have a few tricks up their sleeves to reach their goals.

An otherwise simple strategy has many pitfalls.

A client's retirement savings depends on four key factors, says the leading RIA executive.

Careful planning can help prevent them from shrinking their benefits based on misperception.

Single women in their early 60s have saved roughly $37,000 less than men.