Retirement

The itemized deduction for investment fees may have been eliminated, but clients still need guidance on paying IRA expenses. Here's what to tell them.

Medicare premiums will increase for high-income retirees because of the change in the income brackets that will serve as basis for determining these premiums for their Part B and Part D coverage.

Financial advisors should immediately contact clients with prenuptial agreements to see if they’re impacted.

If you’re nearing retirement but don’t have a succession plan for your practice, you’re not alone. It’s a common dilemma for advisors who remain busy serving clients and whose businesses have become increasingly complex over time. In fact, most advisors within five years of retirement still haven’t identified a successor or plan.* Creating a strong plan is key to retiring on your own terms – and it’s easier than you might think.

Workers with a high-deductible health plan will be better off setting up a health savings account, which offers tax benefits for savings earmarked for future medical expenses.

A retail RIA and robo retirement combination could be a game-changer.

With the rescue attempt's failure, all eyes now turn to the SEC which is considering its own proposal for raising financial advisor standards of conduct.

Clients should determine the benefits they would receive if they file at age 62, at full retirement age, and after their full retirement age.

More than 25 million workers resigned and left at least one retirement account with their former employer between 2004 and 2013, according to the U.S. Government Accountability Office.

The uncertainly of regulation and their own survival is at the root of advisors’ stress, but there are also some positives of the job.

The products are designed to provide some upside potential yet limit investment risk, which has helped boost their popularity.

A recent report from Democrats on the Joint Economic Committee says that Social Security is being threatened, and the federal government should consider modernizing and enhancing the program.

Lower incomes, longer lives and time out of the workforce means women lag men when it comes to preparing for retirement. Advisors can help.

The differences generally come down to investor eligibility and when taxes are paid, but that can have a significant impact.

The influential retiree advocacy group filed for a 17-judge review of the decision.

Many people expect to collect more than they actually will, which can prompt them to retire and file for benefits early and, in turn, reduce their actual payouts.

The products have grown in popularity after undergoing significant changes in recent years.

While seniors are often encouraged to lead an active lifestyle in retirement, too much activity may do more harm than good, according to one professor.

Although annuities incur taxes and costs, clients "can invest the same amount into a diversified municipal bond portfolio and pay no taxes,” an expert says.

Advisors need to educate clients — but not dumb down their advice — when it comes to the complex world of these investment vehicles.