Retirement

Health care costs are on the rise and Social Security's cost-of-living adjustment isn't enough to keep up with the rising medical costs.

Planners should help clients navigate complex transactions to ensure risk is mitigated as much as possible.

Clients should consider the next market downturn as an opportunity to invest in stocks that are "on sale."

Clients, particularly those who are nearing retirement, might be drawn to these 12 cities, but the combination of housing costs, local wages and other market forces is making home purchasing power disappear.

Despite impressive aggregate numbers, the median value of a 401(k) account for someone 65 and over is about $60,000.

The number of health savings accounts has increased 16% over the past year, and assets now exceed $40 billion.

Seniors might get the policy again if they decided to drop it, but the rules "aren’t really super specific about what should happen in this situation,” one expert says.

The government should promote universal access to retirement savings and give Americans more options for the spend-down phase of retirement, according to the study.

One option for clients to consider is municipal bonds, which offer tax-free yields.

Contributing to a retirement account while paying off student debt is a way for clients to see that compound interest can work for them.

Although retirees need to protect their savings to avoid losing money, extreme aversion to loss could do more harm than good.

Advisors with clients opting to stay in more expensive states need to be prepared to help them with those costs.

An average 50-year-old woman in New York should begin socking away 49% of her income to her retirement account to live comfortably in her golden years, according to UBS study.

Offering a prepaid, monitored debit card gives True Link an edge in elderly retirement advice space.

If a family contributes approximately $6,000 per year to an HSA, compounded at 6% growth for 20 years, that's $234,000 at retirement, says expert.

The first step is to account for any obligations or costs, an expert says.

Retirees can change their Part D prescription-drug plans, Advantage plans, and/or switch from traditional Medicare to Medicare Advantage during open enrollment, which ends December 7.

Borrowing against the value of one’s 401(k) is a great way to ride out a low-yield environment, right? Think again.

Oct. 16: Analysts say new products filling the void may reverse the trend.