Retirement

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.

Retirees are often pushed into a different tax bracket with many paying more in retirement than they were while working.

There are drawbacks to a new law designed to help disaster victims access their retirement funds early without penalty.

The proposal to limit the 401(k) tax deductions would affect 55 million Americans of all ages and income levels, according to study.

The cost of home care is up over 6% this year nationwide. Are your clients living in an even more expensive state?

New solutions offer plenty of features but lack focus.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.

Clients' statements have invaluable information and are a great launch pad for discussing retirement planning.

Health care costs are on the rise and Social Security's cost-of-living adjustment isn't enough to keep up with the rising medical costs.

Planners should help clients navigate complex transactions to ensure risk is mitigated as much as possible.

Clients should consider the next market downturn as an opportunity to invest in stocks that are "on sale."

Clients, particularly those who are nearing retirement, might be drawn to these 12 cities, but the combination of housing costs, local wages and other market forces is making home purchasing power disappear.

Despite impressive aggregate numbers, the median value of a 401(k) account for someone 65 and over is about $60,000.

The number of health savings accounts has increased 16% over the past year, and assets now exceed $40 billion.

Seniors might get the policy again if they decided to drop it, but the rules "aren’t really super specific about what should happen in this situation,” one expert says.

The government should promote universal access to retirement savings and give Americans more options for the spend-down phase of retirement, according to the study.

One option for clients to consider is municipal bonds, which offer tax-free yields.

Contributing to a retirement account while paying off student debt is a way for clients to see that compound interest can work for them.

Although retirees need to protect their savings to avoid losing money, extreme aversion to loss could do more harm than good.

Advisors with clients opting to stay in more expensive states need to be prepared to help them with those costs.