Retirement

Retirement may begin with a choice between starting benefits or taking distributions.

Why Roth IRAs make great presents for loved ones on their way out of college. Plus, reporting RMDs to charities in client filings.

Buying a home is generally considered better than renting, but some retirees may find the opposite is true in their situations.

Even after Congress phased out two popular claiming strategies, you should remind clients they can increase their benefits simply by being patient.

Funds targeting the industry's youngest retirement investors often take the most aggressive allocation strategies – which had the best five-year returns?

A deep dive into millennial's financial habits shows a stark generational difference from boomers when it comes to leaving the nest.

Baby boomers have not considered how they will pay the cost of enjoying their time in retirement, according to a new study from Merrill Lynch and research firm Age Wave.

Those still accumulating for retirement can also be affected but there are some important caveats, explains Michael Kitces.

A typical fund with an expense ratio of 0.75% will set a young investor back by nearly a half million dollars over the span of 40 years; plus, the portfolio strategy your clients need before and during retirement.

If clients are seeking performance steadiness, help them build a diversified portfolio that includes exciting engine asset classes but also some that will act as safety brakes.

Taking advantage of this perk can help clients get much closer to securing their retirement; plus, what couples need to know about Social Security benefits.

These funds have the luxury of time to be more aggressive – which had the best five-year returns?

The federal plan does not cover some things such as hearing aids and dental care; plus, how age differences in couples affect their Social Security.

When retirement is still nearly two decades off, which funds posted the best five-year returns?

Excess cash and over concentration in specific assets can lead to trouble.

Which funds that are approaching their target year have had the best five-year returns?

The finalization of the Department of Labor’s recent fiduciary ruling has left more than one out of three retirement plan service providers uncertain of their professional status, according to a new industry survey.

Which funds that already reached their target year have had the best five-year returns?