Retirement

Signed into law last December and now partly in force, the sweeping retirement overhaul package presents new planning opportunities for millions of Americans and financial advisors.

A 401(k) feature called auto-portability could save Americans trillions of dollars. Why isn't it more common?

From deciding whether to combine finances when getting married to when it's right to start claiming Social Security in retirement, financial advisors can help clients navigate life's financial questions.

With bond prices plunging at the same time as stocks, can government securities still act as a hedge?

Unions aren't just good for workers. In some ways, they make ideal clients for financial advisors.

Men usually outpace women on finance quizzes and surveys. But there's one crucial question more women get right.

For annuities, 2023 got off to an extraordinarily strong start. In the first quarter, the insurance products reached a record-breaking $92.9 billion in sales.

Women's wealth is growing faster than ever. But the finance industry is not keeping pace with the wealth transfer, leaving potential clients behind.

The median white family reaches retirement with $188,200 saved, compared to $36,000 for Hispanics, and just $25,000 for Blacks.

In today's interconnected economy, is there any way to hedge your bets? The experts weigh in.

A full quarter of American workers cut back on their retirement savings last year, and 12% stopped saving altogether.

America's youngest investors are far more confident and proactive about retirement planning than previous generations. What's their secret?

Treating the financial plan as an end product instead of a first chapter can impede portfolio performance and erode trust.

Social Security is complicated. Trying to make the most of it for a disabled child is even more so.

Auto-enrollment is helping Gen Z Americans save much more actively than the 20-somethings of yesteryear.

A young New Yorker has invested in both American and international index funds. How much should he put into each?

The hybrid structure confers higher contribution limits, allowing savers nearing retirement to quickly build up balances.

From accidentally paying state taxes on T-bill income to wonky filing deadlines, these tips will help make a federal tax return sparkle. Or at least clean.

Most working Americans think they'll need more than $1 million to retire comfortably, research shows. But their actual savings are nowhere near that.