Retirement

The U.S. federal government is the country's largest employer, making it useful for planners to get familiar with the ins, outs and recent changes to its defined contribution plan.

Many Americans who postpone retirement say it's because they like working and staying active. But as a new study shows, they may just not have enough savings.

Republicans booed when President Biden accused them of wanting the benefits to "sunset." But was he telling the truth?

Just 2.1% of plan participants took out a 401(k) loan in Q4 of 2022, and 0.4% utilized a hardship distribution to deal with financial challenges.

As early as this summer, some seniors could see their benefits garnished to pay off old loans.

The pandemic changed work, and the colloquial terms and phrases that go with it.

The SEC, FINRA and NASAA issued an investor alert warning of fraud, fees and tax complications for self-driven retirement accounts that invest in alternative assets.

A new paper finds that baskets of single stocks are a better bet for minimizing capital gains taxes.

An in-depth look at the provisions of the new act and how they impact retirement planning.

Two newlyweds in New York share everything but their bank accounts. Are they missing out on financial benefits?

Congress is gearing up for another debt war, and the collateral damage could include Social Security, Medicare and the stock market.

Millions of the oldest members of the cohort have roughly 10 good working years left to stockpile for their golden years. And many are in trouble.

Small businesses across the country are expanding their workers' retirement plans, and they want help from professionals.

Total sales of the insurance products reached $310.6 billion, shattering the previous all-time record set in 2008.

Many Americans are reducing their long-term savings in order to pay daily bills. Advisors say there's a way to do both at once.

A Nationwide survey suggests that a hefty chunk of America plans on working longer.

Hundreds of thousands of Americans moved to a new state last year as they began their retirement. Here's where they went — and why.

There are few metro areas in the United States where one can retire on less than $1 million.

The number of households that can't afford even a small emergency rose steeply in 2022, according to new research.