Michael Kitces

The final version of the memorandum that President Trump signed did not actually include a provision to hold up the regulation. It's still game on.

Finding that investment unicorn is growing increasingly difficult — precisely because advisers have fewer advantages over one another, Michael Kitces says. But there’s a way to finesse it.

Technology is getting faster and smarter. Luckily, advisers have a natural-born defense — but first must learn how to use it.

Policy owners who take out loans may need a rescue — but not all life preservers are created equal.

Why advisers should use age-banding to plan for retirees’ spending levels to flex and adjust.

As brokers seek to redefine their value proposition, advisors need to rethink theirs.

High-net-worth clients can be baffled by a number of trust vehicles that minimize the tax liability on IRAs. Here’s how advisers can guide them.

To manage risk in the equity markets, advisers should pitch a V-shaped bond tent.

A unique structure that allows a client some income tax benefits, while also excluding trust assets from an estate.

If you plan to join another firm or go indie, you’d better reacquaint yourself with this landmark agreement first.

Effectively applying cost, affordability and value can make an advisory practice hum. Here’s how to unlock the magic combination.

Flawed questionnaires, conflicting interests, unclear regulatory stances — it’s a mess, but it can only get better.

These certificants are multiplying — and so is their revenue.

On-demand, highly specialized and competitively priced: If it works for car sharing, why not for financial services?

The Treasury will soon crack down on valuation discounts. Here’s what it means for your ultrahigh-net-worth clients.

Sure, these trusts are intended to shelter a beneficiary, but a non-grantor one presents numerous tax-liability issues.

Given retirees’ unease about the future, spending down principal can prove a curious challenge.

These planning strategies can prevent beneficiaries from biting off too much — or too little.

Knowing how and when to withdraw can save clients big in their golden years.

Their low or no upfront costs can bite down hard on an adviser’s future profits.