30 Days 30 Ways: Simplify Retirement Income

To make sure that clients don’t outlive their savings, use this tactic.

The ‘when’ of stock market ups and downs can be just as crucial as the ‘how much.’

Advisers should ask key questions to best estimate how much retirement savings is really needed

How a lifetime annuity can be the solution to one of the toughest challenges.

Using life insurance to pay for the costs may be a smart move for some clients.

This could help explain to clients why most should probably wait until 70 to collect benefits.

Out of favor for a while, this strategy also offers a chance to boost income.

Advisers can help with a mortgage strategy and squeezing out equity.

Retirement may begin with a choice between starting benefits or taking distributions.

Be careful with Social Security and Medicare. Missteps can hurt client relationships.

Timing can be fine-tuned at the end, but put a plan in place years in advance.

Unfortunately, life events can affect your clients' retirement savings balance even if they were good savers.

Identify with and listen to those who planned financially, but not emotionally.

Help IRA holders predict — even reduce — future tax rates.

Modifying popular claiming strategies opens up new client opportunities.

Clients really can spend more now and have more later by delaying when they begin payments.

Clients may beg advisers to help them beat the market, but that isn’t a real strategy.

Advisers may need to devise strategies that work with shaky finances. Here are three realities to consider.

The best way to cut the tax bill is to pull from a variety of income sources.

Save clients big headaches by being aware of these RMD-related errors.

Suggesting the rule of thumb of cutting expenses by 30% may not go over well.

Collective investment trusts have been gaining popularity as an alternative to mutual funds.

These methods can help you build client portfolios while also reducing tax costs

Working life can end abruptly and advisers must be ready to offer guidance.

Help clients fix a common problem with nondeductible contributions.