Investment insights

Forty years after it was launched, the IRA has turned into a major retirement vehicle, but it is no longer the same as it was when first introduced in 1974; Plus, three smart ways to maximize your Roth IRA.

Many IRA investors make the mistake of having an extreme stock-and-bond allocation; Plus, the better way to plan retirement withdrawals.

As federal regulators consider extending bank-like oversight to asset managers, industry officials warn of adverse effects for investors.

Investors may be able to generate extra returns (without extra risk) by betting on unpopular equities. Here’s how.

Increasing the amount would be an added incentive to many people such as workers whose employers do not have a retirement plan; Plus, how new 401(k) contribution limits could help supercharge retirement savings.

For dividend investors, who have traditionally found a haven in the sector, a plunging oil price may actually represent an opportunity.

Gen X is the first group to fall short of their parents' achievement on an inflation-adjusted basis. Here are 5 tips for the oldest Xers, who start turning 50 this year.

Vanguard Group plans to offer its first ETF focused on the $3.6 trillion U.S. municipal-bond market.

New laws this year likely will have an impact on retirement savings as the government faces population aging and public pension concerns.

Predictions by several municipal experts forecast a 2015 that runs the gamut from a flattening yield curve to increased issuance on the heels of a surprisingly strong year of performance in 2014.

The low-cost fund giant had the most inflows of any mutual fund firm ever, with $216 billion in new money.

In 2015, much of the industry's growth outlook will depend on how competition fares between the cascade of funds entering the market, currency hedging and smart beta trends, and the momentum new non-transparent ETFs can gain with investors and offerings.

Pimco's biggest mutual fund trailed a majority of peers for the second straight year after missing a rally in longer-term bonds and betting incorrectly that inflation would rise.

The past year has taught retirement investors that stocks will produce yields despite volatility; Plus, the biggest risk investors are taking with their retirement nest eggs.

Planners say they are giving overseas markets a fresh look.

Annuity guarantees will help improve relationships among couples, says annuity specialist; Plus, five great small cities for retirees.

Clients may consider reducing the amount they set aside in their 401(k) plans and invest the money in real estate, according to financial planner; Plus, how women can generate income for life.

Frequent traders use the tools with individual stocks, but planners advise caution for many clients.

Stocks that have seen an increase in dividends for at least 25 straight years are the best stocks for retirees who want stability and consistency in their investments; Plus, using umbrella insurance to protect retirement assets from future liability lawsuits.

A comparison of 'decision rules' with rebalancing suggests that advisors may not be giving one simple strategy the credit it deserves.