Investors appear to have switched gears from focusing on replenishing their balances from 2008’s market downturn to taking all of the responsible steps to prepare for retirement, according to Principal Financial Group’s analysis of retirement plan participants’ behavior in 2010.

“We’re seeing participants shift their focus from getting back to where they were to taking steps to get to where they need to be to reach their financial dreams,” said Barrie Christman, vice president of individual investor services at The Principal. “That’s why we’ve built this year’s report, ‘The Total View 2011,’ around best practices for retirement readiness—enhancing participant engagement to help influence more successful outcomes.”

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