If the stock market and your clients’ declining 401(k) balances are making them feel like they’ll never be able to fully retire or become financially stable, they’re not alone.

As the market is still on a rollercoaster and much is out of people’s individual control, there are some important things you and your clients should be doing. The below financial and retirement resolutions are steps you and your clients should be aiming for in 2011:

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