PALM BEACH, Fla. - Insurance companies and mutual fund firms are jumping on the bandwagon to provide guaranteed retirement income solutions, but experts say these types of investment options won't see wide adoption rates among the general public until they become a qualified default investment alternative (QDIA) in 401(k) plans.

"Guarantees resonate well with the general needs of consumers," said Rebecca Ades, vice president of institutional sales for corporate markets at AXA Equitable, at the 2008 SPARK Forum, held here earlier this month at The Breakers hotel.

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