Retirement and uninsured medical expenses are the most pressing financial concerns for Americans, according to a survey conducted for the American Institute of CPAs by Harris Interactive.

While retirement captures the top spot on a list of 15 financial concerns, cited by 12% of survey respondents, uninsured medical expenses follow closely with 11% of the respondents. That’s an increase from 6% in 2008 and 8% in 2009.

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