Young investors may not have much, if anything, to lose in the stock market, but seeing their parents and grandparents suffer from the market declines following the dot-com crash and then the credit crisis over the past 10 years has taken a severe toll on their risk appetite, The Denver Post reports.

“Unfortunately, I don’t necessarily trust Wall Street anymore,” said Cliff Thompson, a 26-year-old. “They find ways to make a bunch of crap look good and get people to invest in it.”

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