Retirement planning

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.

An expert agreed that an investor in their 20s doesn't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

Gloom and doom do little to motivate clients to save for their post-work life.

Last election, the sky was falling but the markets handed in a good performance the next year.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

Small business owners can win when planners use a stacked-pension approach for 401(k) retirement planning, says Joe Gordon of Gordon Asset Management.

The top cities for elders who plan to work past their retirement age are ranked according to factors such as average effective tax rate and senior unemployment rate.

Although market volatility makes stocks a risky investment option, retirement investors should continue to hold stocks in their portfolio.

Help clients choose investment wrappers that increase returns. Plus, comparing the advantages of rental homes against home ownership.