Retirement planning

Clients and advisers must work closely together to secure a client’s golden years.

Cheap and fun choices abound for those who are counting their pennies.

They go for $1 each on the underground internet where illegal online transactions occur. PayPal account numbers command the highest price.

Buy them “for what they will do, not for what they might do.”

Buy them "for what they will do, not for what they might do."

With assets in a single account, monitoring gets easier and investors can take a pro-active approach to protecting their portfolio from market volatility.

Once clients form concrete goals, some discover they need to shift their financial plan

Once clients form concrete goals, some discover they need to shift their financial plan.

While it is understandable for parents to support their children's athletic goals, they should learn to cut back on other expenses.

A variety of clients may find it wiser to hold back.

A variety of clients may find it wiser to hold back.

If costs continue to escalate, Medicare may be forced to pass on the costs to beneficiaries, who are mostly retirees.

They should ask about age and health and also sources of income, living expenses and assets.

They should ask about age and health and also sources of income, living expenses and assets.

Consider factors like age and health, plus sources of income, living expenses and assets.

There’s a wide disconnect between 401(k) participants and their retirement goals.

Round table of experts discuss ramifications of conflicting agendas, high tax brackets and low-cost index funds.