Retirement planning

Your client’s long life could be the death of their retirement savings

The Roth IRA has very low contribution limits, while those in high-income groups may not qualify to contribute to the account.

Updated calculators and a leaner interface are intended to raise awareness of “retirement readiness.”

Sweeping tax changes have made it more important than ever to understand what is, and isn’t, deductible.

There can be substantial penalties for those who are late to sign up, but when exactly is that deadline?

Contributing $300 a month to a 401(k) over 40 years with an average 7% return will result in more than $700,000. So the benefits are there, but do your clients know the details?

The money manager is also offering pension and 401(k) plans that exclude firearms from employee retirement programs.

Millennials, Gen X, older workers and current retirees should all think about Social Security slightly differently in crafting their retirement plans.

Many clients want to leave an impact after they’re gone but don’t know how to go about it. Here’s how to approach the uncomfortable conversations.

Homeowners have fewer options as state and local deductions have been capped under the new law.

Only 17 states permit these trusts, which can play an important role in planning for income taxes and estate taxes.

Filing early can be a smart move if seniors intend to continue working even on a part-time basis.

Booms and busts both have the potential to create unrealistic outlooks on both ends of the performance spectrum.

Clients are likely to miss their retirement targets if they are helping their children and loved ones more than what they can afford.

Clients aged 35 have to set aside 11.69% of their pay to keep up with those in their 20s socking away only 6% of their salary, based on calculations by Financial Engines.

Sometimes, crunching the numbers shows surprising results. Here’s how advisors can evaluate the tradeoffs of relocating to regions with lower taxes.

Retiring at a time when the market is down is the biggest risk that investors will face. Here’s how to minimize the impact of a market slowdown.

Pet owners are seeking guidance on funding alternatives, drafting detailed pet-care instructions and leaving significant sums of money that can run into the millions of dollars.

These funds can help clients put saving plans on autopilot, but they can also take on more risk than expected.

People affected by autism are underserved by the wealth management industry. Here’s how one advisor set out to change that.