Retirement planning

For clients who can’t stand being in the red, there are investment options. There are also caveats to consider, such as relatively high costs and lower returns.

It’s better to have these conversations long before your clients need to use a policy.

If implemented, wealthy clients may consider making charitable donations and waiting until next year to realize income.

Retirees are advised to find gigs that suit them and have realistic expectations about the work they do.

One adviser calls it a "fairly destructive strategy."

Advisers tend to be too optimistic about what selling the practice will mean for their golden years.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.

To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.

Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.

When investing in a Roth IRA, retirement savers should rebalance their portfolio by replacing high-performing holdings with more value-priced investments.

Two experts weigh in on whether there is a looming retirement crisis in the U.S., and provide opposite views on the issue.

Young people are advised to start building their nest egg as soon as they land a job after graduating from college.

Long-term financial health depends much more on persistence than on being brilliant. Here's how to convince the recalcitrant.

Spouses on either side of the split can benefit — or lose — based on their claims strategies.

There is a tremendous opportunity to serve the unmet needs of clients in this area.

There is a tremendous opportunity to serve the unmet needs of clients in this area.

Clients may leave an adviser's office with a terrific filing strategy. But the actual process can prove daunting. Here's how missteps can be avoided.

ESG investing is one way to motivate young clients and boost their contributions.

Retirees are vulnerable to financial exploitation as the government has no formal systems for complaints and interventions.

The new retirement system will allow for 401(k)-type savings and provide financial education services to help military personnel make better investing decisions.