Retirement planning

With close to half of all bank advisors near retirement age, how are banks planning to replace them?

As fee-based business increases, succession planning takes on a bigger role in the channel.

If clients have too little saved for retirement, advisors can help them budget better.

If clients have too little saved for retirement, advisors can help them budget better.

Only about one-third of CFPs say their clients are even somewhat knowledgeable about claiming Social Security benefits, according to a new join study from the FPA and AARP.

Help clients protect what has taken them a lifetime to accumulate.

Advisors who highlight fee transparency gain an advantage.

High-income clients pay more -- perhaps much more -- for Medicare Part B coverage.

If you want to increase referrals in the long run, don’t always act in your own best interest in the short term, columnist Jonathan Clements says.

The discussion of what happens to an advisor’s book is parallel to the conversations that advisors should be having with their clients: Prepare for the future and the unexpected, says recruiter Elizabeth McCourt.

HSAs offer deductible contributions, untaxed investment earnings and tax-free distributions.

TDFs are great for many young employees, but they aren’t for everyone.

Advisors should tell parents that this may not be in the entire family’s best interest.

Clients won’t experience retirement like others in the past, but advisors can help them surrender retirement expectations.

From managing the staff to prospecting for next gen clients, leading experts share their best advice on growing a business.

"The more investments and account types a client has, the more complicated their tax picture can become. Add to that the variations between state and federal tax laws, and the complexity increases further," says Greg Steiger, manager of retirement income planning at RBC.

Retired couples may qualify for untaxed dividend income and long-term gains.

Advise both pre-retiree and retiree clients on a strategy to minimize the tax bite.

Some clients are wary of LTC insurance that they might never need, but combos offer flexibility.