Retirement planning

Given the prospect of a 30-year retirement and 3% inflation, even affluent clients may need to continue working past age 65.

In working on retirement plans with your clients, the most vital strategies can be playing defense and protecting them from their own temptations.

Welcome to the biggest issue of Bank Investment Consultant that we've put together in my time here. Fittingly, it's also one of the most important. Last year I proclaimed our annual retirement issue to be the most important of the year. This year, we've packed even more important — and actionable — information into an even bigger volume.

Bank advisors don't have as many options as those in the independent or wirehouse channels when it comes to their own retirement planning. So a few are coming up with innovative ideas.

One of the biggest hurdles to adequate financial preparation is human inertia.

These 20-somethings are just beginning their saving and investing journey and there's no time like the present to get them on the right track.

Three case studies show how advisors are helping their clients meet life's challenges and prepare to live out their sunset years in style.

The demographics mean your book is worth a lot right now. But the tides are about to turn.

With caregivers and family the most common culprits, advisors have become a first line of defense.

Many planning metrics, used forever to craft retirement portfolios, are no longer valid. Here are the new numbers and strategies you'll need when planning for your clients' tomorrows.

Designed to allay your clients' worst fears about aging, these insurance products sometimes come with their own nightmares.

A run-down of the stories in this issue, which includes discussions of the new crop of metrics that will influence your clients' retirement portfolios and the challenges of traditional long-term care insurance.

As boomer clients head into their 70s and beyond, advisors must become geriatric specialists to handle a complex set of new demands.

OppenheimerFunds announced the extension of its senior loan investing franchise with the launch of the Oppenheimer Senior Floating Rate Plus Fund (SFR PLUS). This actively-managed fund offers investors access to the same experienced team as the firm's original Senior Floating Rate Fund (SFR).

As summer comes to a close, we're taking a look back at some of the hottest stories this season. Whether you were on vacation or busy working -- maybe you just finally have time to catch up on reading over the long weekend -- we've gathered the summer's top stories all in one place.

A reincarnated version of an annuity that never gained much traction in the marketplace is finding fans among seekers of retirement income.

Deferred income annuities last year generated about $1 billion in sales and are expected to be the fastest growing annuity product.

The fact that clients don’t always divulge all their personal financial information to their financial advisors comes as no surprise. The questions that need to be answered, however, are: how many clients, what is being withheld and why are they so secretive?

BLOOMBERG -- The rate New York state and its local governments pay to the $160.4 billion pension fund will drop for the first time in five years, Comptroller Thomas DiNapoli said.