Retirement planning

U.S. retirement assets rose 3% from year-end 2010 to $18.1 trillion as of March 31, the Investment Company Institute said.

Saving for retirement is just the tip of the iceberg for your clients. Planning for living a longer life is another thing altogether.

What do you tell the 55-year-old who's burned out but looking at another 15 to 20 years of work?

The CEO and head of distribution for DWS Investments Americas discusses new products and how the industry can better meet changing retirement needs.

Not enough Americans are saving for retirement -- and the ones who are, aren’t saving enough. Which is why ING’s Retirement division has launched a number of programs to help encourage individuals to save more in their defined contribution retirement plans.

When individuals are faced with too many options they become paralyzed and don’t make the best decisions– even when it comes to 401(k) options, according to a new study co-authored by Columbia Business School and University of Chicago Booth School of Business.

Successful retirement preparation is driven by three variables: consistent saving and investing, access to financial advice and access to workplace retirement plans, according to a survey by Putnam Investments released on Wednesday.

Couples approaching and even already living in retirement are struggling with communication, planning and management of their retirement finances, Fidelity Investments found in a May 2011 survey of 1,296 husbands and wives.

While couples are saving for retirement, they don’t seem to be discussing their retirement goals, according to a new survey by Fidelity Investments.

Memories of the 2008-2009 market crash are keeping Baby Boomers from investing at a time when many are fearful they'll outlive their retirement savings, according to a new survey by Allianz Life Insurance.

If your clients have money in retirement accounts they won’t need to live on, they can put that money into a Roth IRA and avoid paying taxes on any gains. Now, grandkids can inherit up to $5 million tax free.

In a panel discussion at the Insured Retirement Institute’s (IRI) regulatory conference on Tuesday officials from the Departments of Labor and Treasury discussed increasing access to guaranteed lifetime income products and the proposed rule on the definition of a fiduciary that would regulate retirement savings programs and professionals.

Most consumers don’t read the prospectus they receive when they purchase a variable annuity and a new report released by the Insured Retirement Institute on Monday found that 94% of consumers would prefer to receive a shorter, printed summary prospectus online or upon request.

The majority of Americans say they want and need income replacement projections for their retirement but most have neither access to that data nor an understanding of how to translate their 401(k) savings into a stream of retirement income, according to an online survey of more than 1,000 401(k) investors by J.P. Morgan.

The majority of Americans say they want and need income replacement projections for their retirement but most have neither access to that data nor an understanding of how to translate their 401(k) savings into a stream of retirement income, according to an online survey of more than 1,000 401(k) investors by J.P. Morgan.

Retirement as we know it is getting hit with two enormous threats.

While retirement income is fast becoming the No. 1 concern of retirees and pre-retirees, trumping worries over rates of return and control over money, a mere 9.5% of financial advisers are addressing the issue in depth-missing out on a vital way to form and cement relationships with those entering into retirement, according to Fidelity Investments.

More 401(k) participants are invested in single target-date, balanced fund or managed account advisory services, according to Vanguard’s “How America Saves 2011” report.

With only 51% of Americans believing they will have enough money to enjoy a comfortable retirement, an all-time low, the Country Financial Security Index fell one point in June to 63.7.

Despite witnessing firsthand the anxiety and apprehension that many of their Baby Boomer parents are now enduring as they close in on retirement, the overwhelming majority of Gen-Xers are still not adequately preparing themselves for their own eventual retirement.