Retirement planning

Advisors are ensuring that multibillion dollar estates go exactly where HNW clients want them to go.

Retirees who use a smaller withdrawal rate may amass significant excess wealth. That can mean trouble for advisors.

The number of health savings accounts has topped 25 million, and employer contributions also have increased after several years of decline.

Just over half of clients expect it will be harder for the next generation in their family to feel comfortable financially.

Advisors who once oversaw portfolios for clients anxious to save a dollar now work more frequently with investors saving to see the world.

New survey reveals low savings rates and poor financial literacy on retirement planning, but advisors can help.

Clients who owe the IRS should pay their taxes by April 15 even if they have already secured an extension.

Grandchildren won't be able to have their own accounts until they are earning their own income, but they can be named beneficiaries.

Picking up on a client's unspoken wishes led an advisor to an unexpected asset allocation — one that benefited the client's daughter.

The famed investor recommends 90% large-cap U.S. stock and 10% short-term government bonds. Is it a crazy idea?

Annuities with guaranteed lifetime withdrawal benefits tout longevity protection, but naysayers warn of added complexity on an already confusing instrument.

After 30 years and a monster merger with Financial Engines, the firm is doubling down on its AUM fee structure.

The bill has bipartisan support in the House and Senate.

Those who fail to meet the cutoff face a penalty equivalent to 50% of their required minimum distribution.

This interactive tool challenges conventional wisdom about planning for retirement and offers a smart and streamlined way to plan for your future.

As an alternative to placing restrictions on lump sum withdrawals, clients could provide retirees more distribution flexibility.

A higher standard deduction makes itemizing deductions less valuable.

Changing filing statuses and maxing out deductible contributions to IRAs and HSAs are some ways clients received bigger reimbursements.

Those who fail to repay their loans on time may face early withdrawal penalties.