529 plans

While the contributions aren’t deductible, distributions such as earnings are tax-free to the designated beneficiary if they’re used to pay for qualified disability expenses.

It may seem counterintuitive, but paying appreciably more taxes in 2020 could save families a lot of money down the road.

The majority of advisors don’t understand how much of a positive difference they can make for their clients, says advisor Deborah Fox.

Age-based portfolios were susceptible to market volatility — and some clients have pulled out college savings.

Though IRA conversions during a market correction may enable some clients to save on their taxes, the strategy is not recommended for everyone.

Gauging any possible changes to their health insurance coverage is just one consideration they must address before they retire.

The spike in the number of older employees in the workplace reflects a trend over the past decade.

Make sure not to confuse it with the SEC’s self-reporting program.

With astute maneuvering, advisors can add money to a clients’ college-fund kitty without jeopardizing financial aid.

"Keep records and watch the statute of limitations. The usual IRS statute of limitations is three years after you file your tax return," an expert writes.

Waiting too long means clients will miss out on the opportunity to maximize the plan’s full tax benefits.

Clients with children are advised to start saving early in a 529 plan to take advantage of the “tax-free or tax-deferred growth.”

There are attractive hedges against rising college tuition costs. But, not every student will benefit.

As the college savings vehicle grows in popularity, regulator up scrutiny of brokerages’ recommendations to clients.

Unmarried siblings who cover more than half of their parents' expenses are advised to use the head of household filing status.

Taxpayers are advised to thoroughly review their tax withholding to ensure there is enough to cover their 2019 bills.

The Czech Republic, Portugal, Slovenia, and Canada are among the top 10 most peaceful places for seniors to settle down.

Clients who want to save for their children’s education may be better off using a 529 plan than a Roth IRA.

Clients can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.

But health care is probably more expensive.