Client communications

By putting clients’ interests first and documenting conscientiously, advisors will comply with the rule, while also building trust.

Concerns about medical expenses are sky-high, but there are solutions.

Advisers, clients and the industry are all best-served when fees are based on the value delivered, not on asset calculations.

For years, it seemed that a decline in monthly benefits was a long way off. Now it may be sooner than expected. Here’s what advisers need to know.

Gap in coverage concerns older clients; planners are also taking a closer look at HSAs.

When advisers are deeply involved in clients’ charitable plans, both families and firms may find real gratification.

There are limits to how much clients can contribute — exceeding these thresholds can result in costly penalties.

Why advisers should use age-banding to plan for retirees’ spending levels to flex and adjust.

This approach to planning remains a strong way advisers can add value for clients.

The benefits of transitioning to a full-service independent platform are clear, but the process can be tricky and firms must take great care when making the switch.

Your clients may lack knowledge when it comes to Social Security.

Adviser Zaneilia Harris seeks out clients who resemble a former version of herself — young, single, African-American women struggling to make wise choices — and keeps them by structuring compensation in an atypical way.

It turns out that these principles aren’t limited to investment strategies.

Clients who want to reduce their expenses during retirement may want to move to a state that doesn’t tax these government benefits.

Planners share what they've been sending clients, colleagues and peers.

One client wishes he had known his options related to filing beforehand.

Change can be unsettling. Here’s how to calm jitters and show the benefits of rate fluctuations.

The best way to approach portfolio declines, withdrawal rates and even emergency cash needs.

Surprise riches can help clients as much as hurt them.