Demographics

Retirees may want to roll over a portion of their traditional IRA into a Roth IRA or use their IRA funds to buy a qualified longevity annuity contract.

"We're moving to a subscription economy," says Motif CEO Hardeep Walia. "There are subscriptions for almost anything — music services, health care — why not investing?"

Most respondents to an informal survey said they view Social Security as an income stream rather than as an asset. At least one expert disagrees.

Clients who turned 70 1/2 this summer have to act fast on their distributions to avoid paying a hefty penalty to the IRS. Plus, giving away stocks versus selling them.

Some worry that hiring interns will be too costly or time consuming.

The surge of women in the workforce in the 1970s and 1980s means that they have job skills, connections and careers that they can continue to pursue, says Ben Steverman.

To really come out ahead from delaying Social Security, a client has to live past 80. Otherwise, it's probably better to take a reduced benefit earlier.

Some bright spots for advisers: A surprising number of boomers have not begun saving yet for retirement; and millennials will need decades of advice.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

It begins with recognizing that this is a critical investment for succession planning and cultivating the next generation of clients.

Although millennials like impact investing, those with grandkids may also be on board.

Independent advisers need to redefine their service to factor in the intrinsic values they bring to clients, says TD Ameritrade Institutional President Tom Nally.

Good work never gets old: How to make the most of younger workers’ unique traits.

Planners born since the 1980's are looking for tech advancement, structure and other key characteristics at their workplaces.

The fiduciary rule, combined with technological advances, will create pressure to compress fees to a degree that could threaten advisers’ lifestyles.

In the near future, an adviser's role will partly be providing help desk support to clients, says Uday Singh, a partner with A.T. Kearney, at SourceMedia's In|Vest conference.

Advisers must work to build strong sense of trust among family members.

TD Ameritrade boosts next generation participation with $135,000 in scholarships and grants.

Despite fears of rate hikes and worries over Brexit uncertainty, there is still an essential role for fixed income in retirement plans.

Why advisers say they have not been discussing Social Security rules and regulations with their clients.