Demographics

Wealth gap lasts into retirement years; Will federal retirement wipe out Social Security benefits; Never too young to start saving for retirement

A 401(k) for everyone; A disturbing look at the new retirement; To get the annuity right, start at the finish line

For clients who are public sector employees, a government pension could mean a reduction in spousal Social Security benefits.

While the wealth of American households has jumped more than $25 trillion since early 2009 amid rising equity and home prices, the pass-through to consumer spending is lagging, new research shows.

Esther Stearns is working with financial software maker Guide Financial in its quest to "carry the NestWise torch."

A survey of 500 mass affluent investors by an industry association finds -- conveniently -- high awareness and use of nontraded REITs.

Social Security is a numbers game, with age being the key to many of the decisions. Here's a convenient reference list of the pertinent ages and what they mean for your clients.

The path from administrative assistant to bank advisor is just part of Annette Martin’s story. Here, we offer more on her shift to fee business, including when not to do it.

Mass-affluent investors in their 40s with $100,000 to $500,000 in investable assets constitute an especially promising target group for bank advisors even with direct providers nipping at their heels.

Seeing people come up short with the money needed for a retirement home was sad for one administrative assistant. In her new career she helps such people and produces more than $1 million a year doing it.

When congressmen introduce bills that work at cross-purposes with the intent of Social Security, it's no wonder clients are confused too.

Clients often worry about the IOUs in the trust fund, which, while literally true, is unnecessarily alarmist. In the investment world, we call them bonds and they're not so scary.

You've probably heard it's best to wait until age 70 to file for Social Security benefits, if possible. But do you know when it's advisable to wait even longer?

America's wealthiest investors plan to increase their use of independent financial planners in 2014, according to a new study from Spectrem Group.

If your clients run into one of these guys, they just may leave you to make the change to fee-based.

The move is part of a shift of emphasis from life insurance "to a more well-rounded protection and retirement planning approach."

Quick question: Do you know how many programs operate under the Social Security umbrella? Do you know the differences? If not, keep reading.

Younger millennials carry half the debt of their older peers.

Bill Harris shook up the financial services industry as CEO of both Intuit and PayPal. Now he's got his eye on financial advisors.

Set objectives for one simple, powerful reason: to identify what matters most to you. That will make it easier to build your business.