Employee benefits

Among workers age 60 and older, 50% intend to wait to retire, or have no plans to retire at all,

Couples may choose a survivorship option when collecting pension benefits, although this could result in a lower monthly payment.

Workers who withdraw from their 401(k) plan lose about 25% in compounded growth.

401(k) participants can create a pension-like source of retirement income by using a portion of their assets to buy a longevity income annuity.

Increased longevity will challenge the performance and use of products, said Sri Reddy, head of full service investments at Prudential Retirement.

With more Americans living past the age of 70, experts say they should not be forced to make unnecessary taxable withdrawals.

S&P 500 company pension plans' funding levels increased a mere 1% despite the $40 billion in contributions that these firms made to their plans.

Retirees can suspend and resume their Social Security retirement benefits any time after their full retirement age even if they started collecting the benefit before reaching their FRA.

There are risks to this approach, however.

A Roth IRA would come ahead of a traditional IRA if clients move to a higher tax bracket in retirement.

Here’s how to decide whether your client should select the traditional or Roth IRA to put away for retirement and boost their savings.

Some questions were as relatively complex as the time-value of money; others were a simple as life expectancy. Answers were poor on all of them.

Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.

It's possible to use these distributions to preserve clients' savings well past their anticipated lifespan.

Young investors highly value advice but are not receiving enough of it, according to Corporate Insight.

The stock market has been on a tear, writes a financial analyst, which helps explain the rising optimism.

HNW investors and their planners shun the tax-advantaged savings accounts, according to a study.

Until the early 1980s, Social Security wasn't taxed. But in some situations today, clients may be in for a surprise.

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

Education around these rules can prevent an increase in their tax bills.