Financial planning

If our goal is to motivate our clients to engage in financial planning, we need to find the best way to facilitate their learning.

Why working clients are advised to avoid borrowing from their 401(k) plans to fund their summer vacations; Plus, how Americans left $24 billion in retirement money on the table last year and the seven best places for your clients to retire overseas.

"Make no doubt about it, we are not near a recession," says LPL chief investment officer Burt White.

As long as a nonprofit group stays "on the right side of the line -- even though either you or I would say what they are doing is wrong -- it's still protected by 'judgment,'" or a right to broad discretion in decision-making.

It's important to educate doctors before they start receiving large paychecks so they can make informed financial decisions as their incomes climb. Here's how one firm has tackled this issue.

Prices of top-shelf municipal bonds finished weaker on Tuesday, traders said, with yields on some maturities strengthening by as much as two basis points. In the primary market, New York City’s general obligation bonds were priced for retail investors as several large competitive offerings were sold.

The independent broker-dealer knows it’s in a dogfight to stay competitive in a sellers’ market.

Recruiting "is as competitive as I've seen it in the last 10 years," says LPL exec.

The regional brokerage picked up eight advisors for their employee and independent channels.

To help improve their online presence, Fidelity announced two new offerings for advisors.

While the 4% rule was created to set a minimum income floor, that doesn't mean spending can never be raised. Here's a better approach to withdrawal rates.

Clients should not be worried about the impact of plunging Chinese stock prices; Plus, six Social Security withdrawal strategies everyone should know.

Thomas J. Buck, an ex-Merrill Lynch and RBC advisor who once oversaw $1.2B in client assets, consented to FINRA findings that he "willfully committed fraud."

One goal is to fully automate LPL's roughly 20 million pages it uses each year and eliminate the experience of working in an office over-filled with files.

Almost all robo advisors were founded in 2009 or later and they have never seen a meaningful downturn in the financial markets. This is a major issue.

Two former employee advisors with $240M in AUM join independent firm.

The algorithms, which can speed up financial processes by making millions of calculations faster than any human ever could, are not infallible.

“The changes we announced today makes the [robo] cost issue go away,” LPL Chairman and CEO Mark Casady tells Financial Planning.

The role of bonds is to provide stability to a portfolio. But this only works when clients understand the true purpose behind their fixed income investments.

A recruit from the banking channel at Wells Fargo moves to the regional's independent broker-dealer.