Health and wellness

From surcharge brackets to prescription drug plans, advisors need to understand how Medicare works.

Clients who outlive their retirement savings are among those most at risk.

Seniors living overseas are advised to enroll before moving back to the U.S.

Just 62% of women are protected compared to 76% of their male counterparts, research shows.

Withdrawals for non-medical expenses would no longer be penalty-free under the proposal.

Those who didn't save early may miss key opportunities, experts say.

Clients can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.

Which is better? An SEP plan or solo 401(k)?

With their pro bono efforts, advisors have helped clients manage thousands in debt, plan for future health care costs and even offered healthy recipes.

But health care is probably more expensive.

Guiding them through the fine print of narrow networks, deductibles and copays could become a key differentiator.

The rule can create significant tax savings, but in unskilled hands it can just shift the burden elsewhere.

The agency is asking taxpayers to account for multiple jobs within a household and to factor in the $2,000 child tax credit for each kid under 17.

The limit on deductible contributions to health savings accounts will jump by $50 for individuals and $100 for families next year.

As much as 46% believe Medicare will cover the costs of long-term care.

Clients who consider contributing to their health savings accounts past their full retirement age are advised to rethink their plan.

Some seniors are missing out on a potential 20% tax deduction, and “no one is talking about what a wonderful retirement planning technique" it is, says an expert.

Fixing the results of job-related stress could mean working less or doing more work you enjoy.

Recessions, bubbles and bear markets can teach advisors about the general investing public they look to serve.

When financial emergencies compel early withdrawals from clients' retirement accounts, they face income tax and often an additional 10% penalty.