Retirement benefits

The simplest method involves having one traditional IRA and one Roth IRA, making one annual non-deductible contribution to the traditional IRA, and converting it before any gains or interest accrues.

Some advisory firms have already started narrowing their lists of funds considered eligible for retirement plans based on Trump’s decision to overhaul ERISA.

After a waiver, required minimum distributions from certain retirement accounts — including traditional IRAs and 401(k)s —return for 2021.

The combination of wealth management with supporting sectors attracted investors to two major deals.

The latest deal by a wealth manager for an employee services firm enables the Raymond James Private Client Group to expand its reach.

The one-two punch of major tax laws passed within four months of each other creates some interesting puzzles for advisors to solve.

For some, estimated tax payments are a non-issue. Others may earn all of their income from sources that don’t withhold amounts for federal income taxes.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

Big changes to regulations and retirement planning could be in the mix following the Democrat’s election victory.

It’s at least the second time in just a few weeks that the firm has sought to limit the expense of rewarding well-paid employees.

With a strong Democratic presidential contender, the risk of both estate and gift hikes beginning as early as 2021 is palpable.

The legislation would encourage saving earlier by enrolling employees automatically in their company’s 401(k) plan, whenever a new plan is created.

The Secure Act’s “RMD hall pass” for surviving beneficiaries requires deft maneuvering to deal with long-term concerns.

There’s a significant opportunity for advisors to help their non-business clients, earn some new ones — and it can be taken advantage of right now.

The thresholds will all rise, according to the IRS.

More than 130 fund management and financial advisory firms have written letters opposing the plan. And the complaints keep coming.

Some cash-strapped clients with high medical costs could really benefit from making this move.

At the center is a pledge not to increase rates on those making less than $400,000, and that various changes would only impact earnings above the threshold.

The agency began digging into the massive tax law addressing issues that needed immediate clarification.