Retirement planning

Deferred–tax retirement accounts’ required mandatory distributions might prompt this unwelcome scenario.

Deferred–tax retirement accounts’ required mandatory distributions might prompt this unwelcome scenario.

A group of independent advisors want to show educators they have other options for managing their finances than costly products from insurance firms.

Some think they should if it interferes with their retirement plans, but others say it isn’t their place.

Clients’ health concerns may trigger a re-assessment of retirement plans and raise a wide array of emotional and financial questions

Advisors who highlight fee transparency gain an advantage.

When clients face financial responsibility for aging parents and children at the same time, they often lose focus on their own retirement needs.

Working longer and deferring account withdrawals is a great untapped strategy with no downside.

Advisors can help clients ease into retirement by following five steps.

The speed of converting funds from a traditional to a Roth IRA depends on the tax implications, as well as the client’s age, health, need of funds and estate planning considerations.

Want to upgrade your skills? This reading list helps planners stay sharp.

Planners should emotionally prepare clients nearing retirement for the significant and abrupt changes that will occur after working full time for decades.

"Many expect to continue working in retirement,” says Catherine Collinson, president of the Transamerica Center for Retirement Studies.

"Not all brokers put a lot of thought into it. I imagine because it's not where you're making your money," says Robert Gordon, president of Twenty-First Securities. "But they should, because it's part of the service to the client, and because it's the right thing to do."

As boomers start spending down their portfolios, planners need a new way to stand out.

As boomers increasingly retire, both advisors and clients will have to make adjustments and brace themselves for deep impact.

Industry arguments against the DoL’s fiduciary rule proposal do not consider the digital revolution in financial advice.

Delaying retirement and staying in their current job may be the key for clients looking to bolster retirement savings.

Two former advisors allege they were punished and eventually fired for reporting misconduct including trainees and interns entering trades as well as misleading clients during cold calls.