Retirement planning

Women, in particular single, divorced and widowed women, face different retirement challenges than men and can often benefit from a different type of counseling.

For a business owner looking to retire, a succession within the family is the most beneficial arrangement, but this can be emotionally charged.

Here's how to talk to your clients about retiring when they don't want to.

As Septmber draws to a close, we've gathered together the most popular stories of the month. Don't miss the top five.

As September draws to a close, we’ve rounded up the most popular stories of the month. Don’t miss the top five.

For most retirees, the basics of family planning are simple enough, but planning for the needs of a disabled child who may live another 50 years or longer is especially difficult.

The decision to recommend that a client go onto Medicaid, the government-sponsored healthcare program for people with low income and minimal resources, is both simple and difficult.

To supplement the coverage provided by Medicare, there are a number of different types of policies are available ranging from very basic, high-deductible plans, to low-deductible, high-premium plans that cost more but provide more extensive coverage.

Retirement income planning has become a significant or core part of business for nearly three quarters (73 percent) of financial advisors, but these same advisors may be flying blind when it comes to assessing whether clients are on track to achieve sustainable retirement income.

With the need for retirement and legacy planning urgent and growing, advisors who center their practices on senior clients can do exceedingly well.

Advisors may say they're comfortable developing retirement income strategies -- but none seem to agree on the right way to create an income stream.

In some instances it makes sense for clients to start collecting their Social Security benefits before they reach full retirement age.

Patience is prudent when it comes to Social Security.

How do Americans stack up with the rest of the world in terms of their retirement readiness? Not that well, according to a new report from HSBC.

While the coming fiscal debate looms in the background -- along with probable accompanying market volatility -- there are a number of other possible legislative and regulatory items that also affect the insurance and advisory industry.

Despite a tarnished reputation, annuities make sense for some clients. Even so, advisors highlight some of the biggest challenges they face in using annuities for clients.

Nearly one in five working-age Americans (18%) believe they will never be able to retire, more than the 12% who said so globally.

The Logic Behind Annuities

ManulifeInvestments has launched Manulife RetirementPlus, designed for people who are between five and 15 years from retirement.