Retirement planning

A study of Principal Financial Group retirement plan participants shows that those using an online tool save at an average rate of 39% more than other plan members.

MetLife and PIMCO have partnered to create a lifetime income solution. A client can purchase PIMCO mutual funds designed to provide inflation-adjusted monthly distributions to protect against inflation risk and separately purchase MetLife longevity insurance to provide monthly income after mutual fund distributions end.

If your clients are considering long-term-care insurance, you might steer them clear of the following typical mistakes.

In institutions where the mission, vision and values of the organization are typically set by upper management, how important is a sophisticated plan for each representative?

A MassMutual Retirement study found that women put their retirement assets in target-date options twice as often as risk-based options in the fourth quarter of 2010, while men were just as likely to use a target-date fund as they were a risk-based one.

The average balance reached $71,500 at the end of 2010.

Planning for retirement isn’t just about hitting the “magic number.”

Fidelity Investments reported Thursday that one-third of all of the Roth IRA conversions it handled for advisers and individual investors occurred in December.

Pretirement described was supposed to be for those who were somewhere “between the rat race and the rocking chair," but over the last few years, the concept - if not the name itself - has begun to take hold among a much broader – and younger - group.

There's a post-retirement crisis coming. But research indicates that the very individuals that most need guaranteed income in their lives are most resistant, according to Shlomo Benartzi, an expert in how human behavior affects the financing of human lives.

In this environment, it is all about specialization and outsourcing. A good retirement plan recordkeeper can allow financial institutions to focus on key customer differentiators

An executive said that employees continue to be “grossly under prepared for retirement,” with over 82% reporting that they are not on track to meet their retirement goals.

John Hancock Annuities has created its second “Retirement Talk” module, this one focusing on retirement income and the emotions of a couple entering retirement.

As a House Judiciary Committee panel meets Monday to hold a hearing on public pensions and the need for state bankruptcy protection, pension and muni bond experts are opposing a recently introduced bill that would prohibit them from issuing tax-exempt bonds unless they subject their pension plans to federal oversight and regulation.

Although saving for retirement is critical for women - they live longer and make less money than men - women save 40% less than men, according to a new research study by LIMRA.

With regulatory reform bringing a wave of changes to defined contribution plans, advisors need to be even more conversant in the ins and outs of legislative requirements and other complexities. Which is why BlackRock is beefing up its commitment to advisors who work with these retirement plans.

On the eve of congressional hearings examining whether unfunded pension liabilities could trigger severe fiscal stress for state and local governments, a coalition of 10 groups representing state and ­local entities said public pensions are not in crisis and are not ­seeking federal assistance.

A survey indicates that retirement income planning and management is paying big dividends for advisors who take the time to understand their clients' unique needs and opportunities.

The bear market of the last three years has forced many retirees to reevaluate, according to a study by T. Rowe Price.

One third of forty-and fifty-something women figure on withdrawing 11% to 30% each year. That’s where you come in.