Retirement readiness

Just 62% of women are protected compared to 76% of their male counterparts, research shows.

Those who didn't save early may miss key opportunities, experts say.

Under the Labor Department’s final regulation, firms in different industries will be allowed to establish a joint retirement plan provided they operate in the same state or metropolitan area.

“We can’t overestimate the influence of having access to employer-sponsored retirement plans," an expert says.

Clients who want to save for their children’s education may be better off using a 529 plan than a Roth IRA.

For retirees, dipping into their traditional retirement accounts could trigger an income tax bill while withdrawing from Roth accounts might not result in a tax liability.

The Labor Department is poised to release a rule that would make it easier for small businesses to establish a multi-employer 401(k) plan for their workers.

Most retirement tips should be taken with a grain of salt, as not all advice can help boost prospects.

It's important to categorize necessary and discretionary expenses, but advisors need to know how clients are defining them.

Borrowing against a 401(k) plan or taking an IRA withdrawal can work under the right circumstances.