Retirement readiness

The number of Americans 65 and older is expected to nearly double over the next decades, which may be a boon for retirement planning.

“How I do retirement plans today is very different from how I did it 15 years ago,” says Merrill Lynch adviser Jason Ting.

What do historically low interest rates mean for clients’ retirement savings — and their advisers?

The Last Advisor platform is a cloud-based retirement solution that relies upon a bucket strategy.

How to maximize government retirement income for couples, irrespective of their marital status.

Small-business owners can win when advisers use a stacked-pension approach to 401(k) planning.

A once-reliable spring of retirement proceeds has all but dried up. Here’s how planners are making sure clients have alternatives.

Roughly a third of American workers don’t have a retirement vehicle, says Labor Secretary Thomas Perez.

Unlike some other tax mistakes, running afoul of the once-per year rule can’t be fixed.

Unlike some other tax mistakes, running afoul of the once-per year rule can’t be fixed.

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

An indirect connection to equities has helped FIAs weather this year’s market volatility.

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

An indirect connection to equities has helped FIAs weather this year’s market volatility.

One concrete step for advisers is to work with a care manager and a knowledgeable elder lawyer to petition the court to appoint a guardian or conservator.

A retiree says if he had been told he was eligible for a lump sum payment, he would have gladly taken it.

A retiree says if he had been told he was eligible for a lump sum payment, he would have gladly taken it.

Advisers should be prepared to discuss both the benefits and drawbacks with clients.

Given retirees’ unease about the future, spending down principal can prove a curious challenge.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.