Retirement readiness

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

An indirect connection to equities has helped FIAs weather this year’s market volatility.

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

An indirect connection to equities has helped FIAs weather this year’s market volatility.

One concrete step for advisers is to work with a care manager and a knowledgeable elder lawyer to petition the court to appoint a guardian or conservator.

A retiree says if he had been told he was eligible for a lump sum payment, he would have gladly taken it.

A retiree says if he had been told he was eligible for a lump sum payment, he would have gladly taken it.

Advisers should be prepared to discuss both the benefits and drawbacks with clients.

Given retirees’ unease about the future, spending down principal can prove a curious challenge.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

The claiming process has become more complex. Here's how these programs can cut through the clutter.

In about 30% of large companies, seniors can opt to work part-time or engage in job sharing with co-workers.

By educating themselves and clients about these possibilities, advisers can diffuse some retirement planning worries.

These planning strategies can prevent beneficiaries from biting off too much — or too little.

Plan sponsors are open to the addition, but most participants aren’t taking advantage of it.

Advisers must be well-versed in the intricate rules and options that are available.

Clients can avoid paying taxes as long as they keep working past the age of 70 1/2.

Clients can avoid paying taxes as long as they keep working past the age of 70 1/2.

Many advisers have been suggesting saving too much, at the cost of living frugally before retiring.

Many advisers have been suggesting saving too much, at the cost of living frugally before retiring.