Retirement readiness

Using life insurance to pay for the costs may be a smart move for some clients.

How a lifetime annuity can be the solution to one of the toughest challenges.

Advisers should ask key questions to best estimate how much retirement savings is really needed

The ‘when’ of stock market ups and downs can be just as crucial as the ‘how much.’

Advisers can help with a mortgage strategy and squeezing out equity.

Advisers can help with a mortgage strategy and squeezing out equity.

Timing can be fine-tuned at the end, but put a plan in place years in advance.

Timing can be fine-tuned at the end, but put a plan in place years in advance.

Help retirees assemble the puzzle pieces if their plan includes homes in two or more states.

Despite some recent rule changes, advisers still have to run the numbers on the best claiming strategies. Here’s how they are using software to do the job right.

Retirement may begin with a choice between starting benefits or taking distributions.

Funds targeting the industry's youngest retirement investors often take the most aggressive allocation strategies – which had the best five-year returns?

Baby boomers have not considered how they will pay the cost of enjoying their time in retirement, according to a new study from Merrill Lynch and research firm Age Wave.

Those still accumulating for retirement can also be affected but there are some important caveats, explains Michael Kitces.

These funds have the luxury of time to be more aggressive – which had the best five-year returns?

The federal plan does not cover some things such as hearing aids and dental care; plus, how age differences in couples affect their Social Security.

When retirement is still nearly two decades off, which funds posted the best five-year returns?

Which funds that are approaching their target year have had the best five-year returns?