Retirement withdrawals

With pensions gradually disappearing, more retirees will have to rely on 401(k)s.

Major repairs are needed to ensure Social Security’s long-term stability, according to an expert.

The triple-tax savings and investment vehicle is underutilized, but can help clients save for upcoming healthcare expenses.

Researchers blame the immaturity of the system and poor choices made by those planning to retire.

Certain financial moves could push their income above a certain threshold, potentially triggering an income-related monthly adjustment.

How sequence of returns affects retirement portfolio survival.

Raising the assumed age for decumulation to 67 from 65 could dramatically reduce the percentage of families at risk, an expert says.

Retirees who have no need for the RMD can fund their grandchildren's college costs, a CFP writes.

Just 27% say they expect to have saved enough by the time they retire.

There is actually a way to give clients a good answer to this question.

The deal comes amid a flurry of similar digital investment acquisitions made by competing banks.

Without acknowledging both the downside and tremendous upside of long time horizons, the 4% rule is no rule at all.

It's important to categorize necessary and discretionary expenses, but advisors need to know how clients are defining them.

Early planning for potential tax hikes is key.

One state has two of the top three cities in terms of boomer debt.

Capital gains tax rates are not just taxed at a single, more favorable, rate anymore.

Retirees who use a smaller withdrawal rate may amass significant excess wealth. That can mean trouble for advisors.

The bill has bipartisan support in the House and Senate.

As an alternative to placing restrictions on lump sum withdrawals, clients could provide retirees more distribution flexibility.

Not having a full understanding could hurt workers’ retirement prospects by causing them to possibly miss out on their employer’s match or not reducing their taxable income as much as possible.