Retirement

Some clients may experience a taxable event that pushes them into a higher tax bracket.

Fixed and variable contracts ended 2018 at nearly reverse levels of revenue from their totals three years earlier.

Although the test is complicated and misunderstood, eliminating it could “do more harm than good,” according to an expert.

A portfolio that minimizes the frequency and magnitude of losses, while maintaining an equity-like overall return, may be worth emulating.

Medicare will charge a high-income surcharge if seniors reported more than $85,000 (or $170,000 for joint filers) in modified adjusted gross and tax-exempt interest income.

Although more taxpayers are expected to use the standard deduction, they can still claim the tax deduction for IRA contributions.

Retirement plans may decline to offer delayed RMDs, plan loans, stretch and hardship distributions and a host of other legally sanctioned tax maneuvers.

The last government shutdown highlighted how many Americans ignore basic planning lessons.

Clients can avoid tax liability on their capital gains by donating securities that have appreciated in value, an expert says.

Retirees who opt to file at a much later date can earn delayed retirement credits that could boost their benefits by as much as 32%.

Although earnings in a deferred annuity will not be included in an investor's adjusted gross income, future withdrawals from the annuity could trigger a bigger tax bill.

Few dividend-oriented funds use this important metric to find stocks.

It would raise enough new revenue to more than restore long-term balance of the program.

About 19% of adults support elderly family members in some way.

The new tools are meant to help advisors manage a growing number of clients in retirement.

Even middle-class households who have health insurance are at risk, as a researcher points out that they are the ones who filed for the most bankruptcies.

Maryland and New Jersey are among the least-appealing places for employees to spend their post-work years, due in part to affordability, health costs and overall quality of life.

No client wants to pay up. But, some could benefit from more tax exposure in retirement than actual spending.

Lawmakers and policymakers should make retirement savings plans universally available if they want to help Americans secure their golden years.

Virginia and Colorado are among the most-appealing locations for retirees to spend their golden years, due in part to top scores in affordability, health-related factors and overall quality of life.