Retirement

Clients should not necessarily consider a 401(k) the first stop for retirement savings.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.

To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.

Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.

When investing in a Roth IRA, retirement savers should rebalance their portfolio by replacing high-performing holdings with more value-priced investments.

Two experts weigh in on whether there is a looming retirement crisis in the U.S., and provide opposite views on the issue.

Young people are advised to start building their nest egg as soon as they land a job after graduating from college.

Wealth management is a business full of abbreviations — test yourself to see if you're up to speed.

Long-term financial health depends much more on persistence than on being brilliant. Here's how to convince the recalcitrant.

Spouses on either side of the split can benefit — or lose — based on their claims strategies.

There is a tremendous opportunity to serve the unmet needs of clients in this area.

There is a tremendous opportunity to serve the unmet needs of clients in this area.

Most Americans maintain or even increase their spendable incomes after they started collecting Social Security, according to one of the experts who conducted a study.

Clients may leave an adviser's office with a terrific filing strategy. But the actual process can prove daunting. Here's how missteps can be avoided.

Delayed retirement credits only accrue to age 70, but there still may be tax issues to consider.

ESG investing is one way to motivate young clients and boost their contributions.

Retirees are vulnerable to financial exploitation as the government has no formal systems for complaints and interventions.

The new retirement system will allow for 401(k)-type savings and provide financial education services to help military personnel make better investing decisions.

There is no guarantee that TDFs generate the needed returns, and these funds may have hidden multiple fees, an expert explains.

A bipartisan bill calls for an increase in full retirement age two months every year between 2022 and 2034 and indexing normal retirement age to life expectancy.