Retirement

Although parents need to save for their child's education, they should make retirement saving their top priority.

Sure, these trusts are intended to shelter a beneficiary, but a non-grantor one presents numerous tax-liability issues.

Previous life stages all have compelling examples and clear stories that guide and engage us through the decades. Retirement, not so much.

Clients may not even know the right questions. You need to tell them, and provide the answers.

Some bright spots for advisers: A surprising number of boomers have not begun saving yet for retirement; and millennials will need decades of advice.

The odds that your clients will one day stay in an assisted living home increases 1.4% per year, starting at age 65.

Proceeds from selling their current home can be augmented with a "reverse mortgage for purchase," which doesn't have to be repaid until they sell, move out or pass away.

"The uncertainty is often more stressful than the reality" when it comes to planning for a change in administration.

The agency also proposed a rule to permit cities to create their own savings plans.

Investors who reach the age of 45 are advised to multiply their salary by 3.7 to get a good estimate of retirement savings they should have at this age.

Preferred stocks are good candidates for retirees' investment portfolio as they can provide more income than corporate bonds.

The number of Americans 65 and older is expected to nearly double over the next decades, which may be a boon for retirement planning.

“How I do retirement plans today is very different from how I did it 15 years ago,” says Merrill Lynch adviser Jason Ting.

What do historically low interest rates mean for clients’ retirement savings — and their advisers?

Investors are better off having target-date funds than balanced funds as TDFs provide broader diversification and focus on minimizing risk.

The Last Advisor platform is a cloud-based retirement solution that relies upon a bucket strategy.

The Last Advisor platform is a cloud-based retirement solution that relies upon a bucket strategy.