Retirement

Two planners spell out the common psychological biases that prevent clients from maximizing their benefits.

One idea is to ensure clients are investing the right types of assets in the right accounts to take full advantage of appreciation and tax-exempt status when possible.

IRAs are not subject to as many rules, allowing investors to make withdrawals that conform to their portfolio strategy.

Tiny COLA increases set for 2017; taxable earnings threshold also raised, making tax less regressive.

Failed marriages for aging baby boomers has doubled, forcing them to work longer and impacting financial planning, sometimes in the wrong way.

Working 30 years instead of 29 will yield a fractional monthly benefit increase — "like by 1/29th" — says an expert, who also notes how get a good idea of future benefit

Planners and brokers alike must revisit their policies and procedures, caution legal and compliance experts. Here’s where to start.

Seniors are advised to get health insurance to complement their Medicare coverage and hire a health care advocate and billing specialist.

Retirement investors who need to decide whether to sell depreciated stocks or ride out a declining market should make a decision based on their investing goals, says strategist.

Using these all-in-the-family approaches may be a planner's best way to serve clients and stand out, even against robo competitors.

Seniors may delay the benefit for increased payout in the future if they have other income sources, they are healthy, or interest rates are high.

These kids "are making bad choices, but they don’t realize it because everybody around them is making bad choices, too," says this fee-only adviser who specializes in advising members of the armed services.

An expert warns that investors will have to contend with lower returns in the future, as stocks are currently high-priced.

Dupree Financial Group was censured for shortfalls that firm's founder insists were not indicative of a lax compliance culture.

Open enrollment offers seniors the opportunity to change their plans and save hundreds of dollars.

The wirehouse, which is embracing the new regulation, is the first to unveil its strategy in depth.

Medicare is needlessly complicated so people often become paralyzed, cannot make a decision and end up doing nothing, says an expert.

While clients experience various benefits as they age, they still owe taxes after exiting the workforce.

While the fiduciary rule was cited as a positive, problems mentioned by Bogle included the incentive for companies to be “very stingy” with pension contributions since they come out of earnings.