Retirement

In its first day of hearings about the proposed fiduciary rule, the DoL has heard testimony from advisors, legal experts and other industry representatives — many seeking revisions to minimize the ‘burden’ of the rule’s future implementation.

Clients planning to retire with adequate savings are advised to reduce their spending and develop a strategy to lower their tax burden; Plus, how clients should decide on the right 401(k) and are baby boomers too optimistic about retirement?

A week of hearings on contentious fiduciary proposal gets underway as SIFMA chief warns brokers will abandon retirement market if rules take effect.

Employees may express interest in annuities, yet few retirement plan sponsors are rushing to offer them within their 401(k) plans.

Take a more strategic look at the role of Social Security benefits in your clients' retirement accounts; Plus, how to play catch-up with your clients' retirement savings and the rules for making penalty-free withdrawals.

How one son's distribution mistakes when inheriting his late father's IRA can be avoided; Plus, the IRS and U.S. Treasury say no more lump-sum offers and how one couple plans to retire at 33.

Some baby boomers are carrying too much risk in their retirement portfolios due to the stock market’s rapid rise over the past five years.

Tapping an IRA to help fund a business may sound like a good idea, but it can end in disaster if clients aren't careful.

Why the country's aging population has led U.S. policymakers to seek changes to Medicare 50 years after it was established; Plus, it's never too early – or too late – for your clients to plan for their retirement years and how to fix three retirement-savings flaws.

Savings rates and asset allocations are the key to making retirement accounts last. Here’s an approach that works.

Why the old tricks that many investors once used to gauge retirement allocations no longer apply; Plus, the use of private health plans surge as Medicare and Medicaid turn 50 and tips for a smarter retirement investing strategy.

Waiting to claim Social Security can result in a number of perks for clients. So why do so many people claim at 62?

New financial assessment requirements may make reverse mortgages into a retirement income tool for seniors with significant cash flow and assets.

Why working clients are advised to avoid borrowing from their 401(k) plans to fund their summer vacations; Plus, how Americans left $24 billion in retirement money on the table last year and the seven best places for your clients to retire overseas.

While the 4% rule was created to set a minimum income floor, that doesn't mean spending can never be raised. Here's a better approach to withdrawal rates.

Sometimes it makes sense for clients to collect Social Security before full retirement age, even if it temporarily reduces benefits.

Waiting for Social Security until age 70 can provide the surviving spouse with plumper payments.

Why timing is important for clients filing for Social Security; Plus, how to decide whether your client should invest in a 401(k) or a Roth IRA.

There's no doubt that professional long-term care is expensive and getting more so, but relying on family to provide care can still cost clients a fortune.