Retirement

Retirement plans that shift the approach away from the traditional can reap the rewards, according to experts in an EBRI webinar.

With their growth tied to market indices, FIAs have the potential to provide higher returns than traditional low-risk or fixed investments like CDs.

With prospects for major tax hikes in the rear view (for now), it’s the time to blueprint ways to reduce clients’ taxable income for ‘22.

Lawmakers want annuities in Americans’ retirement plans in reintroduced legislation.

The strategy provides an alternate course to clients claiming their monthly checks as soon as they leave their jobs, experts say.

Here are four core moves that advisors are considering right now for clients as they gear up to file their federal tax returns.

Annual drawdowns tell us little about possible standards of living in retirement as investors spend dollars, not percentages.

There’s a whiff of 1968 in the air. China’s “lying flat” movement has more than a passing echo of the U.S. counterculture of the 1960s and has found resonance around the world. It isn’t only the young and disaffected who are choosing to drop out. Two years into a global pandemic, the number of Americans choosing to retire early has been surging. It’s a perilous moment for them.

FINRA Senior Vice President Gerri Walsh talked about the importance of advisors and financial education as she testified before the Senate Special Committee on Aging.

Former J.P. Morgan exec looks to behavioral finance for answers to investing questions.

A lack of awareness that web services are available turns out to be the most commonly cited reason for calling or visiting an SSA office.

Inflation and higher wages can push earners up a tax bracket, while unchanged deductions can spark bigger tax bills.

Spending down savings is a challenge for many in older age

The pandemic and strong but volatile stock market triggered many investing biases.

With Senate tax writers in agreement with the House to ban the favored tax-free strategy, wealth advisors have a narrow window to make moves.

In the first hearing for the Social Security 2100 Act, Republican members questioned the legislation’s effectiveness and price tag.

How can ongoing legislation support a more equitable future and retirement — for all Americans?

After months of talk of steep tax increases on the wealthy, a kinder reality has emerged for well-off clients.