Target date funds

“Investment allocations can differ from one fund to another, and so do the expense ratios,” an expert cautions.

Helping clients develop a solid investment strategy is an important step to help them survive market volatility.

Paying down debt, downsizing and reducing spending are a few ways retirees can grow their finances.

To build their wealth, retirement savers are advised to take advantage of tax-advantaged plans including 401(k)s and IRAs.

Clients adding investments other than target-date funds to their 401(k) or 403(b) could potentially hurt their bottom line.

Withdrawals for non-medical expenses would no longer be penalty-free under the proposal.

The Labor Department is poised to release a rule that would make it easier for small businesses to establish a multi-employer 401(k) plan for their workers.

Target-date funds can help risk-averse young clients ease into investing.

The firm expects shareholders will save an estimated $3.2 million, annually.

With the reductions, nearly all of the firm’s index funds will have total net expenses lower than comparable Vanguard products.

All 20 funds posted losses over the last year.

Clients are advised to diversify their tax positioning when investing for retirement, one expert says. This can be done by contributing to three buckets: taxable, IRA (pretax) and Roth (posttax).

Millennials are using TDFs more than others. Digital firms are paying attention.

This period allows seniors to be more strategic about generating income from their portfolio and minimizing taxes.

When leaving heirlooms and other illiquid assets to loved ones, seniors should allow the heirs to inherit the items instead of liquidating them

Trying to time the market is a “fool’s game,” but preparing for a possible downturn as retirement approaches can be a smart move.

Cost of living is a key consideration, but a retiree’s goals and objectives are also important.

More small companies would be encouraged to offer retirement savings plans to their employees under a proposed bill.

Many retirement investors are including target-date funds in their 401(k) plans, but this strategy may not be a smart move.

In addition to investor class and institutional reductions, the firm is also rolling out new offerings combining active and passive strategies.