Michael Kitces

Winning over robo advisors doesn’t automatically mean cutting fees. Keep an eye on profit margins, however.

Many tax extenders are expected to pass in their agreed-upon form in a matter of days.

Using stop-loss market orders can backfire during extreme market swings. Stop-loss limit orders may offer a better approach.

Changes will effectively kill File-and-Suspend and Restricted Application strategies for collecting while earning delayed retirement credits

It may seem counter intuitive, but offering some free services may actually help advisors grow their businesses.

Advisors' best planning skills will go to waste if they can't win over clients.

While the 4% rule was created to set a minimum income floor, that doesn't mean spending can never be raised. Here's a better approach to withdrawal rates.

Unbundling fees might clarify the deductibility of your work, but may be tricky for some firms.

Mutual funds and ETFs with overlapping holdings cloud the waters for rules aimed at tax-loss harvesting in individual securities. Be sure you're not putting clients at risk.

For clients who want retirement income with minimal equity risk, advisors should recognize the 'mortality credit' advantage that the pooled funds in an immediate annuity can offer.

Some strategies aimed at reducing a client's FICA tax burden could actually sabotage future Social Security earnings. Here's what advisors must understand.

Converting a traditional Roth IRA for the benefit of heirs doesn't always work as planned. Help your clients run the numbers.

What was once a higher-cost, lower-probability risk is halfway to being a sure thing. That means existing policies may be a bad deal.

A comparison of 'decision rules' with rebalancing suggests that advisors may not be giving one simple strategy the credit it deserves.

If your clients think they're going to make money off the policies they're buying, it's time to give them a reality check.

Financial advisors may need to alter the traditional way they view investors’ safety zones.

The rush to shift money to Roth IRAs may be built on bad assumptions. Keep your clients from making a mistake.

Should older clients' portfolios be adjusted more quickly to bring equity allocations to their desired level? New research says yes.

Using multiple accounts for a Roth IRA conversion gives clients a chance to separate winners and losers after the fact.

For advisors, there are significant non-portfolio issues to consider when interest rates finally increase.