Michael Kitces

Why, and how, a longevity annuity could fit the bill for retirement.

You could tell clients to move to another state to avoid a $1.2M tax bill. Or you could suggest a domestic asset protection trust instead.

Contributed articles and social media posts on specific ideas can separate planners from the rest of the pack.

In certain circumstances, a Roth IRA conversion can incur an immediate tax liability – but, fortunately, the decision to a conversion doesn't have to be all or none. A partial Roth conversion is not only permissible – in practice it's often the optimal strategy.

Sometimes it’s worth it to take a chance on illiquid investments. Here’s how to gauge the risk.

Winning over robo advisors doesn’t automatically mean cutting fees. Keep an eye on profit margins, however.

Many tax extenders are expected to pass in their agreed-upon form in a matter of days.

Using stop-loss market orders can backfire during extreme market swings. Stop-loss limit orders may offer a better approach.

Changes will effectively kill File-and-Suspend and Restricted Application strategies for collecting while earning delayed retirement credits

It may seem counter intuitive, but offering some free services may actually help advisors grow their businesses.

Advisors' best planning skills will go to waste if they can't win over clients.

While the 4% rule was created to set a minimum income floor, that doesn't mean spending can never be raised. Here's a better approach to withdrawal rates.

Unbundling fees might clarify the deductibility of your work, but may be tricky for some firms.

Mutual funds and ETFs with overlapping holdings cloud the waters for rules aimed at tax-loss harvesting in individual securities. Be sure you're not putting clients at risk.

For clients who want retirement income with minimal equity risk, advisors should recognize the 'mortality credit' advantage that the pooled funds in an immediate annuity can offer.

Some strategies aimed at reducing a client's FICA tax burden could actually sabotage future Social Security earnings. Here's what advisors must understand.

Converting a traditional Roth IRA for the benefit of heirs doesn't always work as planned. Help your clients run the numbers.

What was once a higher-cost, lower-probability risk is halfway to being a sure thing. That means existing policies may be a bad deal.

A comparison of 'decision rules' with rebalancing suggests that advisors may not be giving one simple strategy the credit it deserves.

If your clients think they're going to make money off the policies they're buying, it's time to give them a reality check.