Insurance

Small-business owners can win when advisers use a stacked-pension approach to 401(k) planning.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

Retirees over 65 will no longer be able to contribute to health savings accounts once they file for benefits.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

Making non-deductible contributions to a traditional account is the first step to a back-door Roth.

Donating appreciated stock to charity may be one way to offset a surcharge that is expected to increase in 2018.

Although the open enrollment comes in less than two months, seniors are advised to start preparing as soon as they can to save on premiums, co-payments and prescription drugs.

With assets in a single account, monitoring gets easier and investors can take a pro-active approach to protecting their portfolio from market volatility.

While it is understandable for parents to support their children's athletic goals, they should learn to cut back on other expenses.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

Retirees diagnosed with serious health concerns should adjust their expectations on how they should spend their time and money.

Be careful with Social Security and Medicare. Missteps can hurt client relationships.

Be careful with Social Security and Medicare. Missteps can hurt client relationships.

About 42% of people will need some nursing home care — but long-term care insurance will pay only a tiny portion of the cost.

The federal plan does not cover some things such as hearing aids and dental care; plus, how age differences in couples affect their Social Security.

Employees signing on to the PBE through their employer gain access to a unique package of discount coupons for movies, amusement parks, car rentals and sporting events.

Many clients would prefer to stay in their homes as they age -- for both emotional and financial reasons. In-home care costs much less than facilities-based care, and those costs are rising at a slower pace.