Insurance

How some firms bypass traditional methods and offer points and rewards programs.

Investments in certain closed-end funds or preferred shares are strategies clients should consider to make their savings last, an industry expert says.

Shock and awe: When actual retirement health care costs soar beyond what a client had anticipated for their later years.

Present information in manageable doses and start with demystifying the three most common costs for retirees on standard Medicare insurance.

Genworth CEO Tom McInerney has been selling assets so the insurer has enough liquidity after being hit by losses on its long-term care coverage,

Failed marriages for aging baby boomers has doubled, forcing them to work longer and impacting financial planning, sometimes in the wrong way.

Working 30 years instead of 29 will yield a fractional monthly benefit increase — "like by 1/29th" — says an expert, who also notes how get a good idea of future benefit

Open enrollment offers seniors the opportunity to change their plans and save hundreds of dollars.

Medicare is needlessly complicated so people often become paralyzed, cannot make a decision and end up doing nothing, says an expert.

Life insurance will become more attractive to sell in the post-fiduciary world because it is one of the few products not encumbered by the regulation.

Their hospital bills will not be covered if they were not formally admitted into the hospital for three consecutive days and were put under observation status.

Buffalo, N.Y., is one of five cities where retirees who rely solely on Social Security for income can live comfortably.

Benefits are not capped at a predetermined level. They are based on two variables: a client’s highest earnings over 35 years and their age when they file for benefits.

Small-business owners can win when advisers use a stacked-pension approach to 401(k) planning.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

Retirees over 65 will no longer be able to contribute to health savings accounts once they file for benefits.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

Reducing adjusted gross income might more than offset the loss of an itemized deduction.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.