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From regulations to taxes, big changes could be in the offing.

James Standard, Jr. is a partner at Taylor English Duma LLP, who handles a variety of business transactions, including mergers and acquisitions, stock purchases, asset purchases and other buy-sell transactions. He represents both businesses and individuals in a variety of commercial transactions, including lending agreements, lease agreements and employment agreements. He can be reached at jstandard@taylorenglish.com.

Lorrie Wohlfeil is the chief operating officer of Lending Solutions Consulting.

Paul Livak is a director in PwC’s Insurance practice who focuses on digitizing operations and improving distribution management for US and global P&C, life, annuity, health & group benefits carriers. He has 20 years of experience helping carriers realign their distribution strategies, operating models, and technology investments with the capabilities essential to winning in the marketplace.

The project includes moving large customer deposits out of its Swiss entity into the bank’s main UBS legal unit, people familiar with the matter say.

Kevin Au is a senior director, product marketing at Bill.com. He brings more than 15 years of experience working in the high-tech, financial services and payments industries focused on product marketing, product innovation, and corporate strategy. He previously worked at companies such as Intuit, LinkedIn, PayPal and Deloitte. Au holds a MBA from Northwestern University – Kellogg School of Management and a BASc in Computer Engineering from University of Waterloo.

It’s the latest dramatic twist in the story of USO, which was at the center of the storm as crude prices plunged earlier this year.

Successful entrepreneurs see themselves in advisors who show creativity, resourcefulness and guts during this tough time — and they’ll remember.