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Joseph Coughlin, Ph.D., leads the Massachusetts Institute of Technology AgeLab.

Researcher, teacher, speaker and advisor, Coughlin examines the market and societal implications of demographic change, consumer behavior and technology trends across the generations. He is author of "The Longevity Economy: Unlocking The World's Fastest-Growing, Most Misunderstood Market" (Public Affairs, 2017), and his latest book with MIT AgeLab colleague Luke Yoquinto is "Longevity Hubs: Regional Innovation for Global Aging" (MIT Press, 2024). Follow him on LinkedIn (@drjoecoughlin) and Twitter (@josephcoughlin).

Clients may not even know the right questions. You need to tell them, and provide the answers.

Some bright spots for advisers: A surprising number of boomers have not begun saving yet for retirement; and millennials will need decades of advice.

Joseph Labella is a retirement strategist at Voya Investment Management, a unit of Voya Financial

The odds that your clients will one day stay in an assisted living home increases 1.4% per year, starting at age 65.

The wirehouse's three newest recruits are all industry veterans.

Peter Danilaitis worked at Home Depot almost a dozen years ago. Building on that experience, he's become one of the top leaders in wealth management.

"The key to success in this deal was finding the right partner," says Haig Ariyan, president of the firm's new Alex. Brown division.

These trends are expected to be at the top of RIA agendas next year, says Fidelity's David Canter.

These independent broker-dealers generated the most revenue from commission-based accounts.